General Motors is apparent from its financial

Date: 31 Aug 2009 Comments:0

Banco Patagonia kept the local subsidiary of GMAC, a subsidiary of General Motors and specializes in automotive finance the sale of that mark, both dealers and buyers end.

The Patagonia won a tender (organized by JP Morgan) which also allegedly involved Comafi entities such as banks and BST. General Motors decided to divest its subsidiary due to the profound crisis in U.S.

The bank Mile Stuart family paid 23 million pesos to enter the business of credit pledge, a tributary of the financial market which was now absent. Sources said the entity that the intention is to take a significant slice of a business that should be expanded. “The sale of cars with credit fell to 13% of total operations, against a level that was at 25% before the crisis,” they say.

As at 30 June 2009, GMAC has assets of $ 548 million and loans totaling $ 378 million. It has a portfolio of 34,000 clients and over 100 retail points of sale.

The Patagonia has assets of about $ 8.630 billion, loans of $ 3.892 billion and deposits of $ 5.481 million.

The 3 best car loans

Date: 31 Aug 2009 Comments:0

As anticipated a few days ago we get to work and after renewing the supply of personal loans we are now stepping up our car loan shopping. After updating the table with changes in the financial market in recent months we see that in general, things are not going to shoot rockets. Most banks have raised interest rates. Nevertheless, some other entity that has cut his surprise at 2% APR.

To give you an idea how the thing is, these are, in our view, the 3 best car loans the moment:

1. On Loan Car Caixa Galicia: This product, which is sought exclusively through the Internet, offering between 6,000 and 75,000 € for a period of between 2 and 8 years. It is the most improved, because it has reduced its interest rate by 2%. It offers an APR of 5.85%, as it has nominal interest of 5.90% for the first two years and collects the rest to Euribor +3.50%. Requires payroll debit in the entity, or otherwise, is included in the loan insurance.
2. Car Multicredit Caja Vital Kutxa: The loan is between 7.03 and 9.45% APR. € 30,000 offers up to 7 years and allows the funding include both the car insurance premiums, which determines the final rate.
3. Car Credit Cajalón Go up to third in the table because it has not changed by 8.15% APR (several of the others have worsened). It offers an initial interest of 6.50% three months and thereafter an interest in one of 7.50% or, if preferred variable Euribor +2,50. Gives a maximum of € 60,000 repayable over 5 years.

Another product that scales in the table is the car loan from Barclays. Moves from seventh to fifth place. The trap has improved since, although their conditions worse, goes to a 8.83% APR 8.68% compared to before, that much less than other loans. Another detail on the web do not report on the commitment fees. If they exist, she would lose any position.

With regard to entities that have worsened the conditions we Credikutxa Car. This loan move from second to sixth place at a 7.07% rise to between 9.10% and 10.02% APR. The bonuses for buying a green car and acquire products in the state can reduce interest rates, which also vary depending on the loan.

At the tail of the classification we still find the same products. Car Loan Uno-e has an APR of between 9.15% and 10.80%, increasing by the opening that was already face, from 1.90% to 2.15%. The conditions depend on whether money is sought for the purchase of a new or pre-owned vehicle (up to 3 years) and if the payroll is home to 3 bills.

The Caixa Terrassa Car Credit rose from 8.88% to 9.53% APR. There is an offer which is charged EUR 87.90 per month per € 6,000 loan, for which payroll and household requires a life insurance contract and another for the vehicle.

Continues to close the Loan Star Auto comparative La Caixa. It is far more expensive product because their APR between 13.12% and 15.17%, double the first of the table.

Are you thinking about asking for a loan to buy a car? Do you know any interesting ofertilla as if we’re running away?

U.S. gets its first profit after rescue financial system

Date: 31 Aug 2009 Comments:0

Repayment of loans that the U.S. government gave to the major banks to ensure their solvency has sought a profit of nearly 4,000 million dollars, as published by The New York Times.

When one year after the bailout of major U.S. banks, U.S. taxpayers now beginning to see some benefits millionaires after loans with public money into the financial system.

Eight of the banks that received government support, have put the total lending, which has produced some benefits for the public coffers that are around 4,000 million dollars, according to calculations by The New York Times.

In total, the Government allocated 240,000 million U.S. dollars to hundreds of banks in critical condition. Now, has obtained 1,400 million dollars in revenue for the loan that Goldman Sachs has returned, 1,300 million by Morgan Stanley and 414 for American Express. In addition, five other banks that have repaid their loan, Northern Trust, Bank of New York Mellon, State Street, U.S. Bancorp and BB & T has made a profit of between 100 and 334 million.

These gains are a government strategy to boost the financial system bailout, which many critics saw as a taxpayer who would never recover.

However, these benefits do not hide the possibility that the U.S. Treasury to obtain long-term heavy losses after its intervention in insurance giant AIG in the mortgage companies Fannie Mae and Freddie Mac, and car manufacturers General Motors and Chrysler . In addition, the U.S. also could face losses after the acquisition of millions of dollars in toxic assets in the financial system.

What look for when car loan?

Date: 28 Aug 2009 Comments:0

In the current financial situation of the car manufacturers are pretty big discounts given. Therefore, it is advisable to look around for a good car to date. Basically, there is the option of buying a car by car makes sense to optimize credit. If more funds are missing, which is helping to finance the vehicle, it is recommended to supplement these missing amounts with a car loan. These are usually around humming that may have a height of several thousand euros and can thus be perfectly applied by a medium-sized loan.

This has particularly emphasized Plus Credit Bank, which with optimum credit offers in the range of up to 50,000 euros really good financing options for a car loan offers. The lowest amount that can be taken as a loan, is just 500 euros.

Between 500 and 50,000 euros each amount may be included, which means that here the flexibility needed credit can be included. The effective interest rates start at 3.59% per year, which is an extremely good offer. In terms of duration, it is possible that these may be chosen from 12 to 84 months.

It should be taken that are elected for a period and a high rate, which is to be paid well. In the calculation of a specific loan offer help, for example, online calculator, available on the website of the Bank of Credit Plus is available and can be used free of charge.

The car loan is one of the loans that are taken most often in conjunction with the Bank of Credit Plus. At the bank’s primary concern is that a short-term credit may be added, which also is not too expensive. It is worthwhile here to analyze, with which offers can be benefited from the interest rate to 3.59% per annum effective and which offer the interest rate is higher. Higher interest rates, however, are all within a framework that is not very high and demands not significantly higher costs.

Car loan from the test winner: 1500 Euro cheaper even at a small car!

Date: 28 Aug 2009 Comments:0

This tip can save borrowers a lot of money when buying a car: If you buy his car on credit, had better give up the loan offered by the car dealer and opt instead for an independent lender. Save The online car loan from Credit Plus Car buyers in comparison to the vendor credit already at a small car with a list price of Euro 1,500 Euro 20,000!

Car buyers aufgepast! Car dealers know, attract not only with beautiful cars, but also to provide a supposedly advantageous financing! But watch out!

Typically, the customer goes to an independent credit financing always better!

Even if you want to make palatable the vendor is a very attractive offer of credit, it is often advisable to complete the loan in spite of an external lender! For a car dealer so you can act as paying cash, and then negotiate discounts of 10-15%. Such rebates can easily compensate for the incurred cost of credit, so you can save a lot in this variant. Even if the car dealer will offer a better loan rate, the variant may be worth the financing of the external commercial bank, therefore, absolutely.

Even in a small car with a list price save 1,500 euro 20,000 euro! In a medium sized car you are already saving of 20,000 euro 3,000 euro!

Credit Plus assumes the entire car financing, no matter whether used car financing, new car financing or financing of car accessories and tuning parts.

Cheaper car loan

Date: 28 Aug 2009 Comments:0

For many, car was interested and it is not possible, even by the scrapping premium to purchase a new vehicle, as simply lack the necessary funds. On this train are now many car manufacturers sprung up and offer their customers the best car loans to banks through the car like the VW Bank or the Opel Bank.
Because these enterprises must be based on all of them in the meantime the market rate, these loans are also far from a bargain more.

If some vendors still remain below the normal rate, the consumer should be aware that this loan will usually get no savings. This is because that one by taking such a loan takes the opportunity to get a tidy discount when buying a car. Today, that is feasible for huge cash at special rates. For this reason, a cheaper car loan should always be taken at another bank.

Of course, the question arises, where is it obtained a favorable loan. This one should know that since the financial crisis has reached a historically low interest rates. Banks must once again make good business and falling over each other with more and better offers to attract new customers. This of course benefits the consumer.
The best way to get around for a cheap car loan is a loan calculator on the Internet. Here, the consumer is identified, which banks offer what terms. These computers are usually always up to date particularly direct banks have in this area in recent times ahead.
I would like to highlight below some examples of what opportunities open up in the moment.

For example, suppose the Santander Consumer Bank. It is with about 1 million car financing one of the leading car finance. By applying to disbursement of the loan usually only take 3 days. Among the conditions it sees it as follows:

An assumed loan of $ 10,000, would have a maturity of 60 months at an APR of 6.99 percent. The other possibility would be the same amount, but with a bar-completion rate in the amount of 3960 euros. In this second option, the monthly rates by 54 Euro would be expensive. The APR, however, this would remain the same.

However, there are other providers, where the conditions vary a bit cheaper. In the following providers, we go by the same amount of credit, namely, from 10,000 euros. Also equal the duration of the loan remains at 60 months.

At Credit Europe Bank this credit is already available from an APR of 4.95 percent. The amount to borrowing costs in this case 1.309, – Euro and the monthly rates are at 188 euros. The promise of such a loan is usually done immediately.

At Credit Bank Plus, the amount is obtained from an APR of 5.59 percent. The costs here amount to 1485 euro and the monthly payments amount to 191 Euro. The commitment for the award here is 1 days.
The Barclaycard credit is given for self-employed. Here, the APR is off 5.29 percent, with borrowing costs from 1402, – euros and a monthly rate of 190 euros. Here, the commitment is usually granted immediately.

At Bon-credit is the credit in some cases with negative advertising options. Here, the APR is off 5.9 percent in credit costs from 1572, – euros and a monthly rate of 193 euros. The commitment is obtained within 2 days.

For all banks the same applies, of course, the credit should be ensured. Even an entry in the Schufa affects mostly negative in the commitment for such a cheap car loan.
However, if the conditions are met, is a good credit no problem.

Increasingly difficult to credit for new auto

Date: 22 Aug 2009 Comments:0

Credits are more expensive car. Banks lend less and less money because of the crisis because customers are afraid to buy cars.

Recent data on the size of car loans publish “room”. The total value of loans granted by the six largest banks in the first half amounted to 2.1 billion zloty. During the same period in 2008 banks pożyczyły by more than 15 percent. more money. Leader of the market has a bank Santander.

As we read, the decrease in sales and the number of registrations of new cars are just one of the reasons for fewer credits. Banks raise interest rates and the amount of your contribution or not at all to withdraw from certain segments, because they become less and less viable. Despite this, the car loan is still more accessible than the Mortgage Loan or Cash.

After becoming used auto parts dealer with the company

Date: 22 Aug 2009 Comments:0

Porch Cayenne SUV, although it has been used for several years, continues to cost well over 100 thousand. Photo litas. Marian Paluszkiewicz

More and more problems to the residents of Lithuania, who want to buy a used car in a good position to allocate for this purpose not more than 10 thousand. LTL.

At fairs and advertising through a lot of cars sold to the West, but long operated in Lithuania, while the number of cars in Europe firmly declined. The result is that many prefer to buy cars on companies, dealing in used cars, rather than with hands on a market.

- If someone wants to buy a used car in good condition for a car bazaar in the price of not more than 10 thousand. LTL, should be prepared for that waste lots of time and effort. I think that you have friends who bring such a car for a fee, for example, Germany – said “Kurierowi” Władysław, who on a daily basis deal with the import of used cars from Germany.

The man, however, argues that it is now in Germany is becoming increasingly difficult to find and buy the older – ten or twelve vehicle – in good condition. Thus, even helping with the German market obeznanych used car dealers do not guarantee that the client is able to buy such a car, what you wanted to. This is because for several months German government has an active policy of support of the automotive industry. One of the fundamental pillars of this policy is a government payment of 2.5 thousand. euro including owners of older cars that decide to replace them for new, buying new cars in car showrooms. A similar policy of other leading European countries, discussion on its introduction in Poland. Activities of the German government, yes, ożywiły nadwerężony international financial crisis, the German car, but it also demanded that the heavy blow the people of our country who are involved the import of used cars from Germany to Lithuania. In Germany, in June 2009 sold 447 434 cars a year before 334 361 vehicles.

Wladyslaw opinion that as a good, senior year, car from Germany to Lithuanian automotive markets and the need to constantly search for a long time, confirms the story of Ewelina. Ewelina, together with her husband and four-year synkiem lives in Jaszunach. Meanwhile, the marriage works in Vilnius. So the family needed a car, preferably an older VW Passat, produced in the early 90s, with the engine dieslowym.

- We were almost all the markets of Lithuania, where he sold used cars – in Mariampole, Ucianie on Vilnius Gariūnai bazaar. I did not find this anywhere “our” car. There was quite full of old, long operated in Lithuania, cars, and those of German law was not – said “Kurierowi” Ewelina. Ultimately bought passata used for 8 thousand. litas in Vilnius mall used cars Baltijos Realizacijos Centras (BRC). Although the BRC is not the only center in Lithuania, which can be purchased used cars. Vilnius Center for Volkswagen also sells used cars – volkswageny for – how to provide managers with the center – does niewygórowaną price.

- We sell used volkswageny a really low price. Already around 20 per thousand. LTL can be purchased at our good car in 2004 – said “Kurierowi” Marius Kasperavičius, assistant manager for sales of used vehicles from the Capital Center for Volkswagen. All used vehicles listed on their car park and provides Kasperavičius have been redeemed (or exchanged for new) by the Center for Volkswagen from its customers. Cars older vintages with similar prices, offers its customers the BRC.

- The results of the sale Do not complain. Over the last half of the average we sell about 200 cars per month. July closed with the balance of more than 300 cars – said “Kurierowi” Julius Jankauskis, head of sales of passenger cars. Speaking of the prices manager said that currently buys the majority of customers cars within the limits of 20-30 thousand. LTL. For this price, the BRC can already be purchased such as the Audi A6 (2002 onwards – 24 thousand. Litas) or Ford Focus (2006 onwards – 25 thousand. Litas). Jankauskis no secret that the majority of cars sold in the BRC, are the cars whose owners do not poradzili paying on time for banks of borrowing loans.

- We’ve noticed that customers increasingly prefer to pay by cash, thus avoiding the purchase of cars in the intermediation of banks on credit – Jankauskis added. In his view, is still a rational explanation for the fact that people prefer paying in cash – set strict conditions for lending by banks to their customers. Admittedly, strict requirements as to the amount and stability of earnings, which put the commercial banks to their customers who want to buy cars on credit, much more difficult salonom sellers have a new car.

Overview messages from companies

Date: 22 Aug 2009 Comments:0

Asseco Slovakia Group expects 2009 revenues to develop at a similar level as in 2008 or slightly higher, which is accompanied by a similar level of profit margins – the company informed the President Jozef Klein. According to the President to increase the chances of involvement in Asseco Poland Asseco Slovakia to 100 percent. are small, because rozmijają expectations of the shareholders as to the parity.

“We expect that this year we will be able to reach a similar level of income as in the past, or minimally improved. The return should also be maintained at a similar level. However, if you manage to improve revenue and profitability to increase, as will be more visible effects of the restructuring” – said at a meeting with journalists Klein.

In the first half of 2009, Asseco Slovakia has developed a group of 58.54 million of revenue to 58.96 million in the corresponding period of 2008, operating profit fell to 5.07 million from 6.89 million euros and net profit to 4 , 85 mn euro 5.18 million.

Klein explained that the main cause of decline in profit at the operational level is worse Uniquare results of the Austrian company, due to lack of contracts and lower sales of licensed products for ERP.

The President also pointed to a very cautious approach to the implementation of new customers of IT projects, which is a direct result of economic crisis.

The current order book of Asseco Slovakia in the second half of 2009, including the signing of contracts expected in the near future is 51.06 million. Including the revenue realized in the first half of this represents a 77 percent. sales by the group in 2008 and 79.2 percent. market consensus for 2009, which provides revenues of EUR 138.35 million.

In the second half of the year, Klein has the signing of two contracts by Uniquare and better sales in the ERP segment.

Asseco Poland previously reported on the possibility of the use of its own shares to increase to 100 percent. involvement in Asseco Slovakia. If this operation to be successful, Asseco Slovakia would be withdrawn from trading on the WSE.

In the assessment of Klein may be a very difficult operation, because of problems in the agreement of shareholders of both companies on the share exchange parity.

The speech President Asseco Slovakia shows that Slovak companies, shareholders expect about 0,52-0,55 Poland Asseco shares for one share Asseco Slovakia. Informal discussions with shareholders of Asseco Poland indicates that they are able to accept shares of Asseco Poland 0,39-0,41 per share Asseco Slovakia.

Klein did not rule out that if there would be a swap-and Asseco Slovakia will have a free means to launch a program of buying their own shares, which was enacted in November 2008

Available funds may be needed to complete the planned acquisition.

Talks with two companies of the Hungarian, one Austrian and two companies from Slovakia. Hungarian market is a priority and we want to buy at least one company by the end of the year “- said the president.

Hungarian companies are achieving at the level of income 3-3,8 million, but are characterized by high profitability that is between 22 percent., And 33 percent. at the operational level.

In a Hungarian company Asseco Slovakia carry out due diligence, and the second offered.

Klein also indicated possible further changes in the group. He informed that they still planned to sell the company Slovanet and that in future it is possible to make the kind of Asseco Uniquare roof.

BPH

Bank BPH, which in the second quarter due to high restructuring costs was 52.2 million net loss on hopes that the reduction in operating costs in the first half of the year should have a positive impact on results in the second half.

“Action taken by the bank for the reduction of operating costs in the first half of this year. Should have a beneficial effect on the results of the Bank in the next half of the year” – is written in the report of the bank.

The Bank reported on Friday that its net loss in the second quarter of 2009 amounted to 52.2 million to 28 million net profit a year earlier. The first quarter of 2009 net loss amounted to 33.8 million.

“In sum, the Bank noted in the first half year 2009 consolidated net loss of EUR 85.9 million, resulting primarily from restructuring costs and higher financing costs and an increase in provisions for impairment” – is written in the report.

“Restructuring process undertaken in the short term effect of higher costs, inter alia because of expenses associated with reductions in the amount of 62.4 million” – added.

The costs of operation and general management in the first half of year 2009 amounted to 482.4 million and were higher by 21 percent. to the same period the previous year. In the second quarter of year 2009 costs amounted to 233.7 million, a year earlier was 205.4 million €.

The result of the bank’s interest in the second quarter amounted to 93.5 million against 117.8 million a year earlier.

Net commissions in the second quarter of 2009 amounted to 111 million against 95.1 million a year earlier.

Write-downs in the second quarter amounted to 27 million PLN, while in the first quarter of 16.5 million, a year earlier 9.2 million.

Net ROE for the first half year 2009 was -10.78 percent. while the first half of 2008 year 7.29 percent.

Cost to income during this period increased to 109.84 percent. with 80.55 percent. and the rate of loans to deposits to 95.14 percent. with 86.54 percent.

The share of loans from the loss of value is 5.3 percent., While 4.2 percent a year earlier.

Capital adequacy ratio fell to 11.8 percent. with 12.3 percent.

Receivables from customers increased in the first half of 2009, compared to the corresponding period of 2008 years by 6.7 percent. to 9.48 billion PLN. The commitment to customers fell by 2.9 percent. to 9.97 billion PLN.

The Bank reported that the number of its retail customers rose to more than 765 thousand., A corporate to 1473.

INTER CARS

Inter Cars Group had in the first half of 2009 year 42.18 million net profit to 29.3 million in the corresponding period last year. The income group increased by 16 percent. rdr to 982.5 million – the company reported half-year report.

Profit from operating activities Inter Cars has increased by 49 percent. rdr to 70.5 million, as a result of the increase margin on sales.

Inter Cars emphasizes that in the first half 2008 results include the operating costs of JC Auto at 8 million. In addition, at that time, the results improved by over 4 million sale of real estate. “After taking the above factors, net profit in the first half of 2009 would be higher than the profit in the first half of 2008 by 116 percent.” – Written in the report.

The company advises that the increase in revenue year on year is the result of strong domestic demand and growth of foreign orders. Export sales increased by 19 percent. rdr.

The company has indicated that in all foreign markets saw sales increases, with the largest increase recorded in Hungary, the company (88 percent.), Lithuania (45 percent.) And Croatia (41 percent).. Revenues from the domestic market accounted for around 76 percent. of the whole group.

The company, with 69 percent. decrease in revenues from the sale of trailers and buildings noted feber subsidiary company, but, according to the company, you can see the first signs of economic improvement.

Inter Cars reported that work continues on optimizing costs. Works well on the optimization of rotation, which by reducing the need to finance inventory should reduce the financial cost incurred.

POLAND MINT

WZ Mint of Poland is to decide on the issue of bonds with a maximum value of 280 million – the company has indicated in the resolutions for the general projects scheduled for 17 September.

The issue price of bonds is equal to the nominal amount and is 100 thousand. €.

Bonds to be issued within one year after the adoption of the resolution and are to be redeemed within five years from the date of issuance.

“The measures derived from the issuance of bonds will be used by the company to the investment objectives set by the management of the company” – is written in the draft resolution.

NOVA PA

The new PA will build a number of shops to Tesco for EUR 15.4 million. Construction is to be completed by 25 February of the year – the company announced Friday in Communication.

“The contract is the construction of passage retail – service at Tesco Supermarket. The contractor undertakes to perform the said works and give them contracting authority, after obtaining the name and on behalf of the contracting authority permission to use” – is written in the communication.

The agreement provides for a contractual penalty for defaulting of 0.5 percent. salary for each day of delay

POLICE

Chemical Plant Police intend to seek strategic partners for its subsidiaries, who wzmocniliby their market position – inform quoted Friday in Communication Tomasz Zielinski, vice president and board of director of strategy and development in the Police.

“We recognize that companies of the holding ZCh Police are important in the functioning of the main plant. Plans for the restructuring of the group have sought to enhance the effects of the companies. Now begins the process of creating the concept of the holding” – said Zielinski.

“The management board intends to build scenarios in consultation with companies and trade unions” – he adds.

According to the preliminary plan, the parent company will seek industry partners for their subsidiaries, which could strengthen them both capital, and in terms of competence.

In this way the company could provide enhanced services not only for the Police, but also in the broad market.

“The intention is to win ZCh Police for the trade partners of the group, who could exploit the potential of the operators both in the tasks towards ZCh Police and as part of its activities, even on the market nationwide. For the company it may be the opportunity to refine their bids, technical resources, and, maintaining the continuity of work – Tomasz Zielinski added.

For now, however, the Board of policki przesądził not yet, what size package of subsidiaries will want to offer to potential investors.

Companies at 100 percent. Polic are subsidiaries of companies such as engineering technical Automatik, Center for the company, which provides electric service, Remach – performing repair work, concept – the work involved in design and Transtech, which provides transport services.

RAFAKO

RAFAKO, starting from the second quarter should show a slight increase in sales year on year – the company informed the President of the PAP Wiesław Różacki. Currently, the portfolio of contracts the company is close to 2 billion €. Production capacity is used at 100 percent. For now, you do not see any reduction in pressure on margins, as previously the company was concerned.

“The second quarter was a success. The sale returned to normal levels. We had the first quarter decline in sales year on year, but since the second quarter, sales should return to a comparable level with mild trend” – Różacki said.

The first quarter of group revenues fell to 209.6 million from 260.4 million in the corresponding period last year. Net income rose to 8.8 million while the PLN from 2.2 million the previous year.

“Blocking of some economies in the second half of 2008 and 2009 years our industry will touch 2010 and 2011 years, but we do not have problems with the ongoing activities. We are in the happy situation that our results for 2010, the crisis will not be visible in practice, because We have almost a full order book, and there are still prospects for further orders “- he added.

Although wyhamowanie had little economic impact on the activities of RAFAKO, the company still maintains a large reserve of investment activity and do not consider expansion or by acquisition.

The President estimates that RAFAKO currently has orders worth almost 2 billion €. The portfolio is kept up to date. “There seems to be going down below 1.5 billion in the portfolio is virtually impossible. Maybe in around November for a moment they are, but at the end of the year we expect several new contracts. Portfolio should not only be completed, but also significantly extended” – said.

The company wants to expand its business territory. Is already delivering on its contract in Azerbaijan is anxious about the Far Eastern market, and intend to rebuild its position in the countries of former Yugoslavia, as well as in Greece and Hungary. Currently, exports constitute about 40 percent. revenues. The structure between domestic and foreign sales varies, depending on the ongoing contracts, in the range of 20 to 40 percent.

RAFAKO is also included in the new product area. Intends to be a broader segment of the environment.

“This is a process. Some technologies, such as desulphurization, already use. The next steps are before us. I think the program is a great reduction of nitrogen oxide from exhaust gases in power stations. Pozyskaliśmy In this case, the technology already, just waiting for the opening of the market. I think the breakthrough in 2009 and 2010 will bring the first order “- Różacki said.

The company also wants to actively work in the field of municipal waste disposal. “This is already the final phase of preparation of several projects in the country, and it seems that with the beginning of 2010 should be first, contracting in this area” – assesses the President.

Currently, capacity used RAFAKO be 100 percent. As estimated Różacki, this state persists until mid second quarter of next year. As informed the President, if the needs of production growth, the company would be able to increase production by 30 percent., By way of outsourcing and co-operation

New Europe Assistance Poland

Date: 22 Aug 2009 Comments:0

Charter EUROrabat bring in the home and medical assistance. UNIQA Insurance OC with a new assistance program. Europ Assistance Poland included assistance services to credit card holders Polbank EGF.

Charter EUROrabat bring in the home and medical assistance

EUROrabat discount cards have been enhanced by the service Ergo Hestia and Europ Assistance Poland. Holders of these cards can take advantage of a rich package of assistance-home assistance and medical assistance, and RTV / AGD / MS assistance. Services are organized by the Europ Assistance Poland, and the disposal of the insured remains open round the clock emergency center.

As part of the household assistance, and in case of a random burglary or theft from, EUROrabat card holders may use, inter alia, intervention specialist (locksmith, plumber, glazier, roofer, etc.) that the organization of transport and hotel accommodation (if a result of local random event is not suitable for habitation).
In the event of sudden illness or accident, insurance can count on to provide medical assistance such as, for example, visit your doctor or nurse, the supply of drugs, domestic violence and aid organization caring for children or dependents.
In the case of a breakdown of household appliances / TV / PC in the place of residence of the insured, Europ Assistance Poland organize and cover the costs of labor and an appropriate travel specialist for the repair of equipment and, if necessary, arranges and pays the transport costs of RTV / AGD / PC from the place of residence to the site Repair.

EUROrabat is a special program developed by the Success Fee Poland Sp. z o.o. prepared for the employees partner companies. He leads a discounted card holders to partners who are members of the program. Partners may be stores or service provider. From the industry, the quality of services and special offers based on what the position will be a special partner in the ranking. The higher the investment partner, the more participants in the program is targeted to it.

UNIQA Insurance OC with a new assistance program.

Europ Assistance Poland in cooperation with the Society has prepared UNIQA Insurance Assistance Program Mini Auto PLUS24Service. The UNIQA is dedicated to customers who buy OC policy.

Under the program, the insured may rely on the organization and cover the cost of assistance
in the event of an accident in the Republic of Poland or in the event of failure of the vehicle (in a radius of 25 km from the place of residence).
The organization includes: repair of the vehicle at the scene of an accident, towing or place on the guarded car park. In addition, holders of policies in OC UNIQA TU SA in the framework of assistance may be granted access to listings of hotels, motels, restaurants, offices and police departments. In the event of an accident, the insured may rely on information about traffic regulations
and proceedings in the road. Package Holders Mini Auto PLUS24Service Assistance may also be informed of the possibility of booking a replacement vehicle. What’s more, UNIQA is also the organization and cover the cost of towing another vehicle due to unieruchomionego those of the insured.

Europ Assistance Poland included assistance services to credit card holders Polbank EGF

Polbank EGF in cooperation with Europ Assistance Poland prepares for its clients assistance packages. Use of these can holders practical and comfortable, and Credit Cards Credit Card Polbank children.

For credit card holders comfortable and / or credit card Polbank children are medical assistance services, automotive, and household information. Credit Card Holders of the Practice and are subject to the protection of domestic assistance and information.
As part of the medical assistance, the beneficiaries may, in case of sudden illness or accident count for planning include: home visits, medical transportation, or delivery of rehabilitation medicine and rehabilitation equipment. Also available is a medical information line Hour Front.
The assistance includes home, in the event of accidents or random events, the intervention of a professional (plumber, electrician, etc.), the organization of transport and alternative accommodation, access to information, listings of service providers, as well as the organization of visits to the arrangement of the interior designer.
Beneficiaries covered by assistance package car in the event of failure or accident can count on the support in organizing the repair site in the vehicle, towing, fuel delivery (up to 50 km from the place of residence) and the organization of accommodation.
Assistance package of information to round-the-clock access to medical information, travel, culture, weather, and automotive engineering.

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